Beware of the Auto-Pay

This is the second time in the last year that my family has been betrayed by the combination of predatory insurance companies and autopay—first, Liberty Mutual jacked up our rates without informing us (and this rate change was really hidden as we paid our home insurance along with our mortgage), and recently Travelers did the same with our auto insurance... so make sure you examine those bills carefully because apparently they can just raise the rates for no particular reason (the lady said the increase was because of rate changes in New Jersey and the cost of doing business... such bullshit), and so you have to switch home insurance every couple of years or so, and you might have to switch auto insurance every year or six months to avoid this scam—because Progressive (who raised our rates several years ago) will now insure us for much less than Travelers... and the worst is if you DON'T use autopay there are extra fees—it's a trap, I tell you, a trap!